Website Terms & Conditions
Last updated: 22 October 2026
1. About us
This website, www.asgharfinance.com, is operated by Asghar Finance House Ltd.
Company registration number: 12150666
Registered office: 61 Tile Kiln Lane, Bexley, DA5 2JE
Office and correspondence address: 18 Miles Close, London, SE28 0NJ
Email: info@asgharfinance.com
Asghar Finance House Ltd is authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 923773. You can check our details and permissions at register.fca.org.uk.
Not all services described on this website are regulated by the Financial Conduct Authority. We will explain the regulatory status of the service relevant to you before you proceed.
2. These website terms
These terms govern your use of our website. By using the website, you agree to these terms. If you do not agree, please stop using it.
These terms do not replace our client agreement, terms of business, fee agreement or any lender’s or insurer’s terms. Separate documents will explain the terms applicable when you engage us to provide a service.
3. Information and advice
Website content provides general information about mortgages, finance, insurance and our services. It is not a personal recommendation, mortgage offer, insurance quotation, or legal or tax advice.
Any personal recommendation we provide will follow an assessment of your circumstances, needs and eligibility.
We take reasonable care to keep information accurate and current. However, products, rates, fees and eligibility criteria can change. Please confirm the information relevant to your circumstances with us before making a financial decision.
4. Applications and eligibility
Submitting an enquiry or application does not guarantee acceptance, approval or availability of a product.
Mortgage and finance applications are subject to the relevant provider’s requirements, which may include affordability assessments, credit searches, identity checks, source-of-funds checks and property valuation.
Insurance applications are subject to the insurer’s acceptance criteria, policy terms, conditions and exclusions.
You must provide accurate, complete and up-to-date information and notify us promptly of material changes.
5. Calculators and examples
Any calculators, repayment estimates or examples on this website are for general guidance.
They may not include all fees, charges or circumstances relevant to you. They do not constitute an offer or confirmation of eligibility. Actual payments and total costs depend on the product and terms offered.
6. Fees and commission
Where we charge a fee, we will explain its amount or calculation method, when it becomes payable and any applicable refund terms before you commit to the relevant service.
We may receive commission from lenders, insurers or other providers. Relevant commission and referral arrangements will be disclosed as applicable.
Browsing this website or submitting an initial enquiry does not, by itself, create an obligation to pay a fee.
7. Overseas applicants
Our ability to assist applicants living outside the UK depends on their location, circumstances and applicable restrictions.
This website does not constitute an offer to provide services in every country. Please tell us your country of residence so we can confirm whether we can assist.
8. Acceptable use
You must not:
- Use the website unlawfully or fraudulently.
- Submit information you know to be false or misleading.
- Impersonate another person.
- Attempt to gain unauthorised access to the website or connected systems.
- Introduce malicious software or interfere with the website’s operation.
- Misuse enquiry forms or other website features.
9. Intellectual property
Unless otherwise stated, website content, branding, graphics and other materials belong to Asghar Finance House Ltd or its licensors.
You may view, download and print content for personal use. You must not reproduce, sell or commercially exploit it without permission, except where permitted by law.
10. External websites
Our website may link to websites and services operated by third parties. Their own terms and privacy notices apply.
We are not responsible for the content or availability of external websites. This does not exclude any responsibility we have under applicable law for our own advice, introductions or services.
11. Website availability and liability
We do not guarantee that the website will always be available, uninterrupted or free from errors. We may update, suspend or withdraw parts of it when reasonably necessary.
Nothing in these terms excludes or limits liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any liability that cannot lawfully be excluded or limited.
Nothing restricts your statutory rights or our duties under applicable financial services legislation and regulatory rules.
Subject to those protections, we are not responsible for losses resulting from treating general website information as advice tailored to your circumstances.
12. Privacy and cookies
Our Privacy Policy explains how we handle personal information.
Information about the cookies and similar technologies used on this website, including how to manage your choices, is provided through our cookie information and settings.
13. Complaints
If you are unhappy with our service, please contact:
Complaints Contact
Asghar Finance House Ltd
18 Miles Close
London
SE28 0NJ
Email: info@asgharfinance.com
Our complaints procedure is available on request.
If your complaint falls within its jurisdiction, you may be entitled to refer it to the Financial Ombudsman Service if you are dissatisfied with our final response or we have not responded within the applicable time limit.
Our complaint correspondence will explain any referral rights and deadlines.
Financial Ombudsman Service:
www.financial-ombudsman.org.uk
14. Changes to these terms
We may update these terms to reflect changes to our website, services or legal requirements. The latest version will appear on this page.
Changes do not retrospectively alter a separate agreement already made with you.
15. Governing law
These terms are governed by the laws of England and Wales.
If you are a consumer, this does not remove any mandatory protections or rights to bring proceedings in your home jurisdiction that apply by law.
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
Most buy-to-let mortgages and commercial mortgages are not regulated by the Financial Conduct Authority.